Terms of Use for Faith Pay

Faith Pay is a digital donation platform that enables individuals to make voluntary donations to churches that have been officially onboarded onto the Faith Pay platform.

Faith Pay is a technology platform only. It facilitates donations between donors and churches and does not receive donations as the beneficiary unless expressly stated.

To use Faith Pay you must:

• be at least 18 years of age or use the Application under the supervision of a parent or legal guardian;
• provide accurate and complete registration information;
• maintain the confidentiality of your account and OTP verification credentials.

You are responsible for all activities carried out through your account.

You agree to:

• provide truthful and accurate information;
• promptly update any changes to your information;
• maintain the security of your mobile number and device;
• immediately notify us if you suspect unauthorized access to your account.

We reserve the right to suspend or terminate accounts containing false or misleading information.

Faith Pay enables voluntary donations.

Before completing a donation, users are responsible for verifying:

• the selected church;
• the donation amount;
• any optional remarks entered.

Once a payment has been successfully processed, donations are generally final. Faith Pay does not guarantee cancellation or reversal of successfully completed donations.

Faith Pay partners with Razorpay for payment processing.

For UPI transactions, users are securely redirected to their preferred UPI application (such as Google Pay, PhonePe, BHIM, Paytm or any supported UPI application) to authorize the payment.

Faith Pay never stores or has access to:

• UPI PIN;
• internet banking passwords;
• debit or credit card PINs;
• banking credentials;
• authentication information used to authorize payments.

Payment processing is subject to the terms and conditions of Razorpay, participating banks and payment networks.

Because donations are voluntary transfers to churches, completed donations are ordinarily non-refundable.

Refund requests, if any, will be considered only in exceptional circumstances such as:

• duplicate payment;
• technical processing error;
• payment debited without successful completion.

Any approved refund will be processed through the original payment method, subject to the policies of Razorpay and the applicable banking partner.

Only churches approved and onboarded by Tabernacle Technologies Private Limited may receive donations through Faith Pay.

Each church remains solely responsible for:

• its legal compliance;
• maintenance of its bank account;
• utilization of donated funds;
• issuance of donation receipts where applicable;
• compliance with applicable tax laws.

Faith Pay does not supervise or control how churches utilize donations after successful transfer.

Faith Pay does not represent or guarantee that donations made through the Application qualify for tax deductions.

Where applicable, any tax exemption certificate or receipt shall be issued solely by the recipient church.

You agree not to:

• use Faith Pay for unlawful purposes;
• impersonate another individual or organization;
• provide false information;
• attempt unauthorized access to the Application;
• interfere with the security or operation of the platform;
• transmit malware or malicious software;
• use the Application for money laundering, terrorist financing or fraudulent activities;
• violate any applicable law.

Violation of these Terms may result in immediate suspension or permanent termination.

Faith Pay integrates with third-party services including Razorpay and supported UPI applications.

Faith Pay is not responsible for:

• payment gateway outages;
• banking network failures;
• UPI application downtime;
• delays caused by payment providers;
• failures beyond our reasonable control.

Use of such services is also governed by their respective terms and privacy policies.

Faith Pay, its software, trademarks, logos, designs, content and related intellectual property are owned by Tabernacle Technologies Private Limited or its licensors.

No part of the Application may be copied, reproduced, distributed or commercially exploited without prior written permission.

We may suspend or terminate any account or church without prior notice if we reasonably believe that:

• these Terms have been violated;
• fraudulent or suspicious activity has occurred;
• the platform's security has been compromised;
• required by law or regulatory authorities.

Faith Pay is provided on an "as is" and "as available" basis.

To the fullest extent permitted by law, we do not guarantee:

• uninterrupted availability;
• error-free operation;
• compatibility with every mobile device;
• uninterrupted payment processing;
• uninterrupted access to third-party services.

To the maximum extent permitted by law, Tabernacle Technologies Private Limited shall not be liable for any:

• indirect or consequential losses;
• loss of data;
• loss of profits;
• payment delays caused by third parties;
• banking or UPI failures;
• actions or omissions of recipient churches;
• disputes between donors and churches.

Our total liability arising from the use of Faith Pay shall not exceed the amount of the donation or transaction giving rise to the claim.

You agree to indemnify and hold harmless Tabernacle Technologies Private Limited, its directors, officers, employees and partners against any claims, losses, liabilities, damages or expenses arising from:

• your misuse of the Application;
• violation of these Terms;
• violation of applicable laws;
• infringement of the rights of any third party.

Your use of Faith Pay is also governed by our Privacy Policy, which forms an integral part of these Terms.

We may modify these Terms from time to time.

Updated Terms will be published within the Application or on our website. Continued use of Faith Pay after publication constitutes acceptance of the revised Terms.

These Terms shall be governed by the laws of India.

Any dispute arising from these Terms or the use of Faith Pay shall be subject to the exclusive jurisdiction of the competent courts at Kohima, Nagaland.

Tabernacle Technologies Private Limited
Website: www.tabernacle.app
Email: office@tabernacle.app

For legal or compliance-related matters:

Grievance Officer
Atoba Longkumer
Email: atoba@tabernacle.app
Phone: +91 70054 26278